If you’re having difficulty managing your finances or if you’re worried about getting into debt there is a wide range of advice available from:

· Citizens Advice Bureau

· The National Debt Line

· Consumer Credit Counselling

Service FSA’s Moneymadeclear Website Later on this summer there will be a ‘one-stop-shop’, based on the FSA’s Moneymadeclear website and an expanded consumer helpline that you can contact for impartial financial information to help you make the most of your money and avoid getting into financial difficulty.

Credit unions 

· Can also provide financial support and loans to help people steer clear of loan sharks. To find your nearest Credit union go to: http://www.abcul.org/page/index.cfm

Support Available

 There is lots of support available for low income households.

· You may be entitled to working tax credits, child tax credits, child benefit and help with childcare costs.

· You should contact your local Job Centre plus who can advise you on what support is available. Useful Numbers

FSA

 www.moneymadeclear.fsa.gov.uk

 0845 606 1234

Citizens Advice Bureau

(CAB) www.adviceguide.org.uk

National Debtline

www.nationaldebtline.co.uk

0808 808 4000

Consumer Credit Counselling Service

(CCCS) www.ccss.co.uk

 0800 138 1111

Association of British Credit Unions

You can find out how easy it is to save with a credit union, what a credit union loan costs and where your nearest credit union is. www.abcul.org  Directgov For information about tax and benefits www.directgov.gov.uk  Tax credits helpline – 0845 300 3900